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  • Tick Exclusive pre-IPO investment opportunities
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  • Tick Quick & secure bill payments
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InvestKraft

Build Your Future Wealth - Invest with Confidence

From Stocks to SIPs - Diversified Portfolios, One Platform

Partnership with RBI-Approved Banks & NBFCs

All over India, we have exclusive tie-ups with 200+ banks and NBFCs

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Upwards Aditya Birla Finance Bhanix Faircent L&T Finance Prefr SMFG Mpokket Kreditbee Fullerton India Fibe Cashe

Download InvestKraft App

One app for all your financial needs

  • Apply for Personal & Business Loans
  • Compare & Buy Health/Motor Insurance
  • Invest in Fixed Deposit & Digital Gold
  • Pay Bills & Recharge Instantly
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Why Choose InvestKraft

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One-Stop Financial Platform

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Compare 70+ NBFC & Insurers

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Trusted by Thousands

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Personalized Support

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100% Safe & Secure

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Easy-to-Use Mobile App

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Fast & Paperless Process

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Zero Cost on Most Services

Ready to take control of your finances?

Get a free financial plan tailored to your goals in just 2 minutes.

Free Planner Invest

100% Free | No Hidden Charges | Takes Under 2 Minutes

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Trusted Financial Partner for Millions

From loans to investments, we simplify every money moment. Here’s how far we’ve come, thanks to you.

₹ 1.1L+ Crore

Loan Disbursed

25+Lakh

Happy Loan Customers

10+Lakh

Active Users

₹ 50+ Lakh

Max Loan Amount

See What Our Customers Say About Us!

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Frequently Asked Questions (FAQs)

Investkraft is a one-stop finance app for instant personal loans, home loans, life/term/health insurance, pre-IPO/unlisted share investments and bill payments. Backed by RBI-approved India's top banks and NBFCs like HDFC Bank, ICICI Bank, Bajaj Finserv, Shriram Finance and more, it gives you quick approvals, competitive rates, and secure digital services - all in one simple app.

Downloading the Investkraft App is super easy! Just visit the Google Play Store, search "Investkraft", and click Install. You can also download the InvestKraft app directly from our website. Once installed, sign up in under 2 minutes and unlock instant loans, insurance, bill payemnts and pre-IPO opportunities.

Yes, 100% safe. Investkraft uses bank-grade 256-bit encryption, RBI-compliant partners, and works only with trusted names like HDFC Bank, ICICI Bank, Kotak Mahindra, Axis Bank, Bajaj Finserv, and Shriram Finance. Millions of users trust us for loans and investments with zero data leaks reported. Your money and information are fully secure.

Personal loan interest rates on Investkraft are very competitive and depend on your credit score. We offer some of the best interest rates in India because of our direct tie-ups with leading banks and NBFCs. Check your personalised rate instantly after downloading the app.

Just download the Investkraft App, complete KYC in 60 seconds, and apply. Most users get instant approval and money in their account within 5–30 minutes. No paperwork, no branch visits — fully digital and paperless.

Yes! Investkraft offers home loans at competitive interest rates through our partnered banks like HDFC, ICICI, Axis, and Kotak Mahindra. You can compare multiple offers, check eligibility, and apply instantly right from the app.

You can buy Life Insurance, Term Life Insurance, and Health Insurance from top insurers directly in the app. Get instant quotes, compare plans, and buy coverage in minutes, all with paperless process and quick policy issuance.

Download the Investkraft App → Go to Insurance section → Choose Term Life or Health Insurance → Enter basic details → Get instant quotes from multiple insurers → Buy & pay in the app. Policy is issued within minutes in most cases.

You can invest in unlisted shares and pre-IPO opportunities by downloading the Investkraft App or by visiting www.unlistedkraft.in. The app gives you easy access to vetted pre-IPO and unlisted shares from promising Indian companies.

Yes! After downloading the Investkraft App you get full access to pre-IPO and unlisted share investment opportunities. It's simple, secure, and you can start investing with as little as ₹10,000 in many cases.

Most personal and instant loans are approved in under 5 minutes and money is disbursed within 30 minutes to 2 hours. Home loans take slightly longer (same-day to 48 hours) because of property verification.

Only basic documents: PAN card, Aadhaar, bank statement, and latest salary slip (for salaried). Everything is digital — just upload via the app. No physical documents required.

Investkraft partners only with RBI-regulated banks and NBFCs (HDFC, ICICI, Bajaj Finserv, etc.). We are fully compliant with all RBI guidelines for digital lending and investment platforms, making us one of the safest new-age finance apps in India.

No hidden charges. All fees, interest rates, and processing charges are shown transparently before you apply or buy. What you see is exactly what you pay — clear and upfront.

Investkraft gives you everything in one app: instant personal loans, home loans, life/term/health insurance, bill payments and exclusive pre-IPO/unlisted shares - all at competitive rates with top banks & NBFCs. It's fast, secure, paperless, and built for Indians who want simple, trustworthy finance solutions. Download now and experience the difference!

Your Data Stays Protected

Your personal and financial information, including Aadhaar and PAN details, is protected using advanced encryption and secure systems, ensuring your data remains private and safe at all times.

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